My CGE is a secure e-banking platform that allows you to constantly have an updated view of your investment portfolio from your computer, tablet or smartphone.

Since 1 February 1997, commercial trading in securities is governed by the Stock Exchange Act (Swiss Federal Act on Stock Exchanges and Securities Trading of 24 March 1995). The Act requires securities dealers to inform their clients about types of transaction and investments that may involve special risks.

This brochure is intended to inform you about the new law on financial services that came into force in Switzerland on January 1, 2020 (FinSA). Cité Gestion is ready for this regulatory change which, for the most part, formalizes the working principles we already apply. There is no revolution, but a relative adaptation that does not alter the continuity of our collaboration. For any specific question related to the application of the FinSA at Cité Gestion, your usual contact is at your disposal.

The identification, control and management of risks are at the heart of Cité Gestion. The enclosed presentation gives you the corresponding information. You will also find qualitative and quantitative information in accordance with the FINMA circular 2016/01 requirements.

The use of this website and the services offered by Cité Gestion are subjected to certain legal rules. In particular, the site does not constitute an offer to contract or to subscribe to investment products or services. This site is not intended to any person residing in any jurisdiction where the presentation of commercial or financial information is a violation of an applicable law or subject to authorization, regardless of the language used. Cité Gestion neither assumes nor accepts any responsibility or liability whatsoever for the use of data contained in this website. Under this link, you will find a summary of the legal context and of your legal rights and obligations.

You shall find under this link the General Terms and Conditions governing to the accounts opened with Cité Gestion. The applicable version is the one signed by the client as well as its subsequent versions, issued by Cité Gestion, upon their respective entry into force, once duly notified to the client.

Cité Gestion is legally required to collect and process the personal data of its clients and of the different persons who come into contact with Cité Gestion within the context of the business relations. The Swiss regulation preserves the integrality of this data and regulates its usage. Under this link, you will find a summary of the legal context and of your legal rights and obligations.

Cité Gestion is legally required to collect and sometimes transfer to Swiss or foreign fiscal authorities some personal data regarding its clients (and the beneficial owners of the assets deposited) and economic data. Under this link, you will find a summary of the legal context and of your legal rights and obligations.

Cité Gestion offers certain tax services such as the production of statements and forms or documents allowing the recovery of certain advance taxes; the country-by-country conditions can be found in the document downloadable under the following link.

Cité Gestion offers its customers secure electronic access to their accounts ("MyCGE" service). You will find under this link the conditions imposed by the technical provider of online access. Each time the "MyCGE" service is used, the user agrees to be bound by the terms of the current version of the attached conditions.

The Swiss Act on Financial Services provides for the use of a mediation procedure to manage potential conflicts. All potential disputes involving a bank and its clients need to be brought to the mediation office. In this respect, Cité Gestion is affiliated to the Swiss Banking Ombudsman, acting as an information and mediation body between Swiss banks and their clients (Bahnhofplatz 9, P.O. Box, 8021 Zurich, Switzerland). Further information about the Swiss Banking Ombudsman and the mediation procedure can be found on his website at https://bankingombudsman.ch/en/complaint/

Banking relationships are usually of a long-term nature, and can extend over very lengthy periods of time. It is not uncommon for banks to lose contact with a customer. The action that banks must take in such instances and what happens to the assets in question is strictly regulated in Switzerland.

Yes, like any bank and any securities firm in Switzerland, Cité Gestion is required to sign the Self-regulation “Agreement between esisuisse and its members”. This means clients’ deposits are protected up to a maximum of CHF 100,000 per client. Medium-term notes held in the name of the bearer at the issuing bank are also considered deposits. Depositor protection in Switzerland is provided by esisuisse, and the depositor protection system is explained in detail at https://www.esisuisse.ch/en.

Conception et réalisation

blossom communication: www.blossom-com.ch

Développement technique

Monoloco: www.monoloco.ch

Rédaction des textes

Philippe de Weck

Crédits photographiques

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